Retirement Planning - Blue Financial Ballarat

Retirement Planning

Advice to be Retirement Ready

We listen and take the time to understand the lifestyle & goals you have for retirement.

We apply our knowledge and expertise to formulate a plan that is unique to your needs.

We will look at how you can maximise your income in retirement, whether you’re a long way off retirement, close to retirement, or already retired.

Planning for your retirement can never begin soon enough!

Common questions

What is the best way to save for my retirement?
How can I reduce my tax?
How will I pay for my lifestyle when I stop working?
How much superannuation do I need?
How should I structure my assets in retirement?
How long will my money last?
Do I need to think about who will receive my assets in future?
What Centrelink benefits will be available to me?

Book a chat

Book a 15 min clarity call with Jarrod Boyd

Book a chat

Book a 15 min clarity call with Chris Emmerson

The value you will receive

We filter through the noise and information overload. Pointing you in the right direction.

We take the worry away by knowing when to be concerned and when it is a false alarm.

We give you the power and confidence to make meaningful and informed choices.

We aim to reduce any unwanted anxiety about your future, giving you the ability to sleep soundly at night.

Free Download: The Retirement Ready playbook

by Jarrod Boyd | A guide for people aged 50 - 67 to plan their retirement with confidence | Unleash the next chapter of your life

Click here to download

Book a chat

Book a 15 min clarity call with Jarrod Boyd

Book a chat

Book a 15 min clarity call with Chris Emmerson

Site Links

Legals

Our Location

Operating Hours

Mon – Fri: 9am – 5pm
(Appointments only)

Emmerson Financial Group Pty Ltd ABN 50 548 535 911 trading as Blue Financial as Trustee of the Emmerson Family Trust is an Authorised Representative and Credit Representative of AMP Financial Planning Pty Limited ABN 89 051 208 327 Australian Financial Services Licence 232706 and Australian Credit Licence 232706.

img.wp-smiley,img.emoji{display:inline !important;border:none !important;box-shadow:none !important;height:1em !important;width:1em !important;margin:0 .07em !important;vertical-align:-.1em !important;background:none !important;padding:0 !important;}.wp-block-button__link{color:#fff;background-color:#32373c;border-radius:9999px;box-shadow:none;text-decoration:none;padding:calc(.667em + 2px) calc(1.333em + 2px);font-size:1.125em;}.wp-block-file__button{background:#32373c;color:#fff;text-decoration:none;}:root{--wp--preset--aspect-ratio--square:1;--wp--preset--aspect-ratio--4-3:4/3;--wp--preset--aspect-ratio--3-4:3/4;--wp--preset--aspect-ratio--3-2:3/2;--wp--preset--aspect-ratio--2-3:2/3;--wp--preset--aspect-ratio--16-9:16/9;--wp--preset--aspect-ratio--9-16:9/16;--wp--preset--color--black:#000;--wp--preset--color--cyan-bluish-gray:#abb8c3;--wp--preset--color--white:#fff;--wp--preset--color--pale-pink:#f78da7;--wp--preset--color--vivid-red:#cf2e2e;--wp--preset--color--luminous-vivid-orange:#ff6900;--wp--preset--color--luminous-vivid-amber:#fcb900;--wp--preset--color--light-green-cyan:#7bdcb5;--wp--preset--color--vivid-green-cyan:#00d084;--wp--preset--color--pale-cyan-blue:#8ed1fc;--wp--preset--color--vivid-cyan-blue:#0693e3;--wp--preset--color--vivid-purple:#9b51e0;--wp--preset--color--contrast:var(--contrast);--wp--preset--color--contrast-2:var(--contrast-2);--wp--preset--color--contrast-3:var(--contrast-3);--wp--preset--color--base:var(--base);--wp--preset--color--base-2:var(--base-2);--wp--preset--color--base-3:var(--base-3);--wp--preset--color--accent:var(--accent);--wp--preset--gradient--vivid-cyan-blue-to-vivid-purple:linear-gradient(135deg,rgba(6,147,227,1) 0%,#9b51e0 100%);--wp--preset--gradient--light-green-cyan-to-vivid-green-cyan:linear-gradient(135deg,#7adcb4 0%,#00d082 100%);--wp--preset--gradient--luminous-vivid-amber-to-luminous-vivid-orange:linear-gradient(135deg,rgba(252,185,0,1) 0%,rgba(255,105,0,1) 100%);--wp--preset--gradient--luminous-vivid-orange-to-vivid-red:linear-gradient(135deg,rgba(255,105,0,1) 0%,#cf2e2e 100%);--wp--preset--gradient--very-light-gray-to-cyan-bluish-gray:linear-gradient(135deg,#eee 0%,#a9b8c3 100%);--wp--preset--gradient--cool-to-warm-spectrum:linear-gradient(135deg,#4aeadc 0%,#9778d1 20%,#cf2aba 40%,#ee2c82 60%,#fb6962 80%,#fef84c 100%);--wp--preset--gradient--blush-light-purple:linear-gradient(135deg,#ffceec 0%,#9896f0 100%);--wp--preset--gradient--blush-bordeaux:linear-gradient(135deg,#fecda5 0%,#fe2d2d 50%,#6b003e 100%);--wp--preset--gradient--luminous-dusk:linear-gradient(135deg,#ffcb70 0%,#c751c0 50%,#4158d0 100%);--wp--preset--gradient--pale-ocean:linear-gradient(135deg,#fff5cb 0%,#b6e3d4 50%,#33a7b5 100%);--wp--preset--gradient--electric-grass:linear-gradient(135deg,#caf880 0%,#71ce7e 100%);--wp--preset--gradient--midnight:linear-gradient(135deg,#020381 0%,#2874fc 100%);--wp--preset--font-size--small:13px;--wp--preset--font-size--medium:20px;--wp--preset--font-size--large:36px;--wp--preset--font-size--x-large:42px;--wp--preset--spacing--20:.44rem;--wp--preset--spacing--30:.67rem;--wp--preset--spacing--40:1rem;--wp--preset--spacing--50:1.5rem;--wp--preset--spacing--60:2.25rem;--wp--preset--spacing--70:3.38rem;--wp--preset--spacing--80:5.06rem;--wp--preset--shadow--natural:6px 6px 9px rgba(0,0,0,.2);--wp--preset--shadow--deep:12px 12px 50px rgba(0,0,0,.4);--wp--preset--shadow--sharp:6px 6px 0px rgba(0,0,0,.2);--wp--preset--shadow--outlined:6px 6px 0px -3px rgba(255,255,255,1),6px 6px rgba(0,0,0,1);--wp--preset--shadow--crisp:6px 6px 0px rgba(0,0,0,1);}:where(.is-layout-flex){gap:.5em;}:where(.is-layout-grid){gap:.5em;}body .is-layout-flex{display:flex;}.is-layout-flex{flex-wrap:wrap;align-items:center;}.is-layout-flex > :is(*,div){margin:0;}body .is-layout-grid{display:grid;}.is-layout-grid > :is(*,div){margin:0;}:where(.wp-block-columns.is-layout-flex){gap:2em;}:where(.wp-block-columns.is-layout-grid){gap:2em;}:where(.wp-block-post-template.is-layout-flex){gap:1.25em;}:where(.wp-block-post-template.is-layout-grid){gap:1.25em;}.has-black-color{color:var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-color{color:var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-color{color:var(--wp--preset--color--white) !important;}.has-pale-pink-color{color:var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-color{color:var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-color{color:var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-color{color:var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-color{color:var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-color{color:var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-color{color:var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-color{color:var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-color{color:var(--wp--preset--color--vivid-purple) !important;}.has-black-background-color{background-color:var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-background-color{background-color:var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-background-color{background-color:var(--wp--preset--color--white) !important;}.has-pale-pink-background-color{background-color:var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-background-color{background-color:var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-background-color{background-color:var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-background-color{background-color:var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-background-color{background-color:var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-background-color{background-color:var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-background-color{background-color:var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-background-color{background-color:var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-background-color{background-color:var(--wp--preset--color--vivid-purple) !important;}.has-black-border-color{border-color:var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-border-color{border-color:var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-border-color{border-color:var(--wp--preset--color--white) !important;}.has-pale-pink-border-color{border-color:var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-border-color{border-color:var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-border-color{border-color:var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-border-color{border-color:var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-border-color{border-color:var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-border-color{border-color:var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-border-color{border-color:var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-border-color{border-color:var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-border-color{border-color:var(--wp--preset--color--vivid-purple) !important;}.has-vivid-cyan-blue-to-vivid-purple-gradient-background{background:var(--wp--preset--gradient--vivid-cyan-blue-to-vivid-purple) !important;}.has-light-green-cyan-to-vivid-green-cyan-gradient-background{background:var(--wp--preset--gradient--light-green-cyan-to-vivid-green-cyan) !important;}.has-luminous-vivid-amber-to-luminous-vivid-orange-gradient-background{background:var(--wp--preset--gradient--luminous-vivid-amber-to-luminous-vivid-orange) !important;}.has-luminous-vivid-orange-to-vivid-red-gradient-background{background:var(--wp--preset--gradient--luminous-vivid-orange-to-vivid-red) !important;}.has-very-light-gray-to-cyan-bluish-gray-gradient-background{background:var(--wp--preset--gradient--very-light-gray-to-cyan-bluish-gray) !important;}.has-cool-to-warm-spectrum-gradient-background{background:var(--wp--preset--gradient--cool-to-warm-spectrum) !important;}.has-blush-light-purple-gradient-background{background:var(--wp--preset--gradient--blush-light-purple) !important;}.has-blush-bordeaux-gradient-background{background:var(--wp--preset--gradient--blush-bordeaux) !important;}.has-luminous-dusk-gradient-background{background:var(--wp--preset--gradient--luminous-dusk) !important;}.has-pale-ocean-gradient-background{background:var(--wp--preset--gradient--pale-ocean) !important;}.has-electric-grass-gradient-background{background:var(--wp--preset--gradient--electric-grass) !important;}.has-midnight-gradient-background{background:var(--wp--preset--gradient--midnight) !important;}.has-small-font-size{font-size:var(--wp--preset--font-size--small) !important;}.has-medium-font-size{font-size:var(--wp--preset--font-size--medium) !important;}.has-large-font-size{font-size:var(--wp--preset--font-size--large) !important;}.has-x-large-font-size{font-size:var(--wp--preset--font-size--x-large) !important;}:where(.wp-block-post-template.is-layout-flex){gap:1.25em;}:where(.wp-block-post-template.is-layout-grid){gap:1.25em;}:where(.wp-block-columns.is-layout-flex){gap:2em;}:where(.wp-block-columns.is-layout-grid){gap:2em;}:root :where(.wp-block-pullquote){font-size:1.5em;line-height:1.6;}body{background-color:#efefef;color:#3a3a3a;}a{color:#1e73be;}a:hover,a:focus,a:active{color:#000;}body .grid-container{max-width:1100px;}.wp-block-group__inner-container{max-width:1100px;margin-left:auto;margin-right:auto;}:root{--contrast:#222;--contrast-2:#575760;--contrast-3:#b2b2be;--base:#f0f0f0;--base-2:#f7f8f9;--base-3:#fff;--accent:#1e73be;}:root .has-contrast-color{color:var(--contrast);}:root .has-contrast-background-color{background-color:var(--contrast);}:root .has-contrast-2-color{color:var(--contrast-2);}:root .has-contrast-2-background-color{background-color:var(--contrast-2);}:root .has-contrast-3-color{color:var(--contrast-3);}:root .has-contrast-3-background-color{background-color:var(--contrast-3);}:root .has-base-color{color:var(--base);}:root .has-base-background-color{background-color:var(--base);}:root .has-base-2-color{color:var(--base-2);}:root .has-base-2-background-color{background-color:var(--base-2);}:root .has-base-3-color{color:var(--base-3);}:root .has-base-3-background-color{background-color:var(--base-3);}:root .has-accent-color{color:var(--accent);}:root .has-accent-background-color{background-color:var(--accent);}body,button,input,select,textarea{font-family:-apple-system,system-ui,BlinkMacSystemFont,"Segoe UI",Helvetica,Arial,sans-serif,"Apple Color Emoji","Segoe UI Emoji","Segoe UI Symbol";}body{line-height:1.5;}.entry-content > [class*="wp-block-"]:not(:last-child):not(.wp-block-heading){margin-bottom:1.5em;}.main-title{font-size:45px;}.main-navigation .main-nav ul ul li a{font-size:14px;}.sidebar .widget,.footer-widgets .widget{font-size:17px;}h1{font-weight:300;font-size:40px;}h2{font-weight:300;font-size:30px;}h3{font-size:20px;}h4{font-size:inherit;}h5{font-size:inherit;}@media (max-width:768px){.main-title{font-size:30px;}h1{font-size:30px;}h2{font-size:25px;}}.top-bar{background-color:#636363;color:#fff;}.top-bar a{color:#fff;}.top-bar a:hover{color:#303030;}.site-header{background-color:#fff;color:#3a3a3a;}.site-header a{color:#3a3a3a;}.main-title a,.main-title a:hover{color:#222;}.site-description{color:#757575;}.main-navigation,.main-navigation ul ul{background-color:#222;}.main-navigation .main-nav ul li a,.main-navigation .menu-toggle,.main-navigation .menu-bar-items{color:#fff;}.main-navigation .main-nav ul li:not([class*="current-menu-"]):hover > a,.main-navigation .main-nav ul li:not([class*="current-menu-"]):focus > a,.main-navigation .main-nav ul li.sfHover:not([class*="current-menu-"]) > a,.main-navigation .menu-bar-item:hover > a,.main-navigation .menu-bar-item.sfHover > a{color:#fff;background-color:#3f3f3f;}button.menu-toggle:hover,button.menu-toggle:focus,.main-navigation .mobile-bar-items a,.main-navigation .mobile-bar-items a:hover,.main-navigation .mobile-bar-items a:focus{color:#fff;}.main-navigation .main-nav ul li[class*="current-menu-"] > a{color:#fff;background-color:#3f3f3f;}.navigation-search input[type="search"],.navigation-search input[type="search"]:active,.navigation-search input[type="search"]:focus,.main-navigation .main-nav ul li.search-item.active > a,.main-navigation .menu-bar-items .search-item.active > a{color:#fff;background-color:#3f3f3f;}.main-navigation ul ul{background-color:#3f3f3f;}.main-navigation .main-nav ul ul li a{color:#fff;}.main-navigation .main-nav ul ul li:not([class*="current-menu-"]):hover > a,.main-navigation .main-nav ul ul li:not([class*="current-menu-"]):focus > a,.main-navigation .main-nav ul ul li.sfHover:not([class*="current-menu-"]) > a{color:#fff;background-color:#4f4f4f;}.main-navigation .main-nav ul ul li[class*="current-menu-"] > a{color:#fff;background-color:#4f4f4f;}.separate-containers .inside-article,.separate-containers .comments-area,.separate-containers .page-header,.one-container .container,.separate-containers .paging-navigation,.inside-page-header{background-color:#fff;}.inside-article a,.paging-navigation a,.comments-area a,.page-header a{color:#1e73be;}.inside-article a:hover,.paging-navigation a:hover,.comments-area a:hover,.page-header a:hover{color:#1bc46a;}.entry-meta{color:#595959;}.entry-meta a{color:#1e73be;}.entry-meta a:hover{color:#1bc46a;}h2{color:#222;}.sidebar .widget{background-color:#fff;}.sidebar .widget .widget-title{color:#000;}.footer-widgets{background-color:#fff;}.footer-widgets .widget-title{color:#000;}.site-info{color:#fff;background-color:#222;}.site-info a{color:#fff;}.site-info a:hover{color:#606060;}.footer-bar .widget_nav_menu .current-menu-item a{color:#606060;}input[type="text"],input[type="email"],input[type="url"],input[type="password"],input[type="search"],input[type="tel"],input[type="number"],textarea,select{color:#666;background-color:#fafafa;border-color:#ccc;}input[type="text"]:focus,input[type="email"]:focus,input[type="url"]:focus,input[type="password"]:focus,input[type="search"]:focus,input[type="tel"]:focus,input[type="number"]:focus,textarea:focus,select:focus{color:#666;background-color:#fff;border-color:#bfbfbf;}button,html input[type="button"],input[type="reset"],input[type="submit"],a.button,a.wp-block-button__link:not(.has-background){color:#fff;background-color:#666;}button:hover,html input[type="button"]:hover,input[type="reset"]:hover,input[type="submit"]:hover,a.button:hover,button:focus,html input[type="button"]:focus,input[type="reset"]:focus,input[type="submit"]:focus,a.button:focus,a.wp-block-button__link:not(.has-background):active,a.wp-block-button__link:not(.has-background):focus,a.wp-block-button__link:not(.has-background):hover{color:#fff;background-color:#3f3f3f;}a.generate-back-to-top{background-color:rgba(0,0,0,.4);color:#fff;}a.generate-back-to-top:hover,a.generate-back-to-top:focus{background-color:rgba(0,0,0,.6);color:#fff;}:root{--gp-search-modal-bg-color:var(--base-3);--gp-search-modal-text-color:var(--contrast);--gp-search-modal-overlay-bg-color:rgba(0,0,0,.2);}@media (max-width:768px){.main-navigation .menu-bar-item:hover > a,.main-navigation .menu-bar-item.sfHover > a{background:none;color:#fff;}}.inside-top-bar{padding:10px;}.inside-header{padding:40px;}.site-main .wp-block-group__inner-container{padding:40px;}.entry-content .alignwide,body:not(.no-sidebar) .entry-content .alignfull{margin-left:-40px;width:calc(100% + 80px);max-width:calc(100% + 80px);}.rtl .menu-item-has-children .dropdown-menu-toggle{padding-left:20px;}.rtl .main-navigation .main-nav ul li.menu-item-has-children > a{padding-right:20px;}.site-info{padding:20px;}@media (max-width:768px){.separate-containers .inside-article,.separate-containers .comments-area,.separate-containers .page-header,.separate-containers .paging-navigation,.one-container .site-content,.inside-page-header{padding:30px;}.site-main .wp-block-group__inner-container{padding:30px;}.site-info{padding-right:10px;padding-left:10px;}.entry-content .alignwide,body:not(.no-sidebar) .entry-content .alignfull{margin-left:-30px;width:calc(100% + 60px);max-width:calc(100% + 60px);}}.one-container .sidebar .widget{padding:0px;}@media (max-width:768px){.main-navigation .menu-toggle,.main-navigation .mobile-bar-items,.sidebar-nav-mobile:not(#sticky-placeholder){display:block;}.main-navigation ul,.gen-sidebar-nav{display:none;}[class*="nav-float-"] .site-header .inside-header > *{float:none;clear:both;}}.recentcomments a{display:inline !important;padding:0 !important;margin:0 !important;}.e-con.e-parent:nth-of-type(n+4):not(.e-lazyloaded):not(.e-no-lazyload),.e-con.e-parent:nth-of-type(n+4):not(.e-lazyloaded):not(.e-no-lazyload) *{background-image:none !important;}@media screen and (max-height: 1024px){.e-con.e-parent:nth-of-type(n+3):not(.e-lazyloaded):not(.e-no-lazyload),.e-con.e-parent:nth-of-type(n+3):not(.e-lazyloaded):not(.e-no-lazyload) *{background-image:none !important;}.e-con.e-parent:nth-of-type(n+3):not(.e-lazyloaded):not(.e-no-lazyload).nitro-lazy,.e-con.e-parent:nth-of-type(n+3):not(.e-lazyloaded):not(.e-no-lazyload) *.nitro-lazy{background-image:none !important;}}@media screen and (max-height: 640px){.e-con.e-parent:nth-of-type(n+2):not(.e-lazyloaded):not(.e-no-lazyload),.e-con.e-parent:nth-of-type(n+2):not(.e-lazyloaded):not(.e-no-lazyload) *{background-image:none !important;}.e-con.e-parent:nth-of-type(n+2):not(.e-lazyloaded):not(.e-no-lazyload).nitro-lazy,.e-con.e-parent:nth-of-type(n+2):not(.e-lazyloaded):not(.e-no-lazyload) *.nitro-lazy{background-image:none !important;}}.e-con.e-parent:nth-of-type(n+4):not(.e-lazyloaded):not(.e-no-lazyload).nitro-lazy,.e-con.e-parent:nth-of-type(n+4):not(.e-lazyloaded):not(.e-no-lazyload) *.nitro-lazy{background-image:none !important;}iframe{min-height:400px;}body,html{overflow-x:hidden;}.testimonial-blue .swiper-pagination,.text-carusel .swiper-pagination{bottom:-20px !important;}.text-carusel .swiper-pagination{left:0px !important;}.testimonial-blue .swiper-pagination-bullet,.text-carusel .swiper-pagination-bullet{width:40px !important;height:8px !important;border-radius:0 !important;}.testimonial-blue .swiper-pagination-bullet,.text-carusel .swiper-pagination-bullet{background-color:#135ef0;}.text-carusel .swiper-pagination-bullets{top:30px;bottom:5px !important;left:0 !important;width:95% !important;margin:0 auto !important;margin:0 !important;position:relative !important;padding:0 !important;text-align:left;}.text-carusel .swiper-container-horizontal>.swiper-pagination-bullets .swiper-pagination-bullet:first-child{margin-left:0px;}.white-back img{padding:20px;box-sizing:border-box;background-color:white;}.elementor-posts .elementor-post__card .elementor-post__text{padding:0;}.elementor-posts .elementor-post__thumbnail{border-radius:20px !important;}.elementor-posts__hover-gradient .elementor-post__card .elementor-post__thumbnail__link:after{border-radius:20px !important;}input[type="text"],input[type="email"],input[type="url"],input[type="password"],input[type="search"],input[type="tel"],input[type="number"],textarea,select{background:transparent;}.post-content-custom h3,.post-content-custom h4,.post-content-custom h5{font-weight:bold;margin-top:60px;}.post-content-custom h3{font-size:32px !important;line-height:44px !important;letter-spacing:-.02em !important;color:#090251 !important;}.post-content-custom h4{font-size:28px !important;line-height:39px !important;}.post-content-custom h5{font-size:22px;line-height:33px;}.post-content-custom ul{list-style:none;padding-left:0px;margin-left:40px;}.post-content-custom ol{margin-left:5px;padding-left:20px;}.post-content-custom ul li{margin-top:15px;margin-bottom:15px;}.post-content-custom ul li:before{content:" ";display:inline-block;background:#135ef0;border-radius:5px;width:24px;height:24px;position:relative;top:8px;margin-right:15px;margin-left:-40px;}.post-content-custom blockquote p{font-size:18px !important;font-size:26px !important;line-height:1.4 !important;line-height:38px !important;}.post-content-custom blockquote{border:0;}.post-content-custom blockquote{margin-top:40px !important;background-image:url("https://cdn-flobj.nitrocdn.com/hGljbBbeAnIBUkaqOZaeVTYkdGohHMqq/assets/static/optimized/rev-f7b4894/wp-content/uploads/2021/12/1.svg");background-repeat:no-repeat;background-position:0 0px;margin-left:0px;}.post-content-custom blockquote.nitro-lazy{background-image:none !important;}.post-content-custom blockquote p{font-style:normal !important;font-size:26px;line-height:38px;padding-left:20px;}.post-content-custom span{font-family:"Neue Haas Grotesk";font-size:25px;font-weight:300;line-height:38px;letter-spacing:.01em;}.gform_legacy_markup_wrapper input:not([type=radio]):not([type=checkbox]):not([type=submit]):not([type=button]):not([type=image]):not([type=file]),.gform_legacy_markup_wrapper textarea.medium{border:1px solid #090251 !important;border-radius:0px !important;padding:47px 14px 8px 14px !important;font-size:18px !important;width:100% !important;}.gform_legacy_markup_wrapper .top_label .gfield_label,.gform_legacy_markup_wrapper legend.gfield_label{position:absolute;left:14px;top:7px;font-weight:normal;font-size:18px;line-height:38px;}.gform_legacy_markup_wrapper ul.gform_fields li.gfield{position:relative;}.gform_legacy_markup_wrapper .gform_footer input.button,.gform_legacy_markup_wrapper .gform_footer input[type=submit],.gform_legacy_markup_wrapper .gform_page_footer input.button,.gform_legacy_markup_wrapper .gform_page_footer input[type=submit]{width:100% !important;}.gform_legacy_markup_wrapper ul.gfield_checkbox li label,.gform_legacy_markup_wrapper ul.gfield_radio li label,.gform_legacy_markup_wrapper ul.gfield_checkbox li label,.gform_legacy_markup_wrapper ul.gfield_radio li label a{font-weight:normal !important;font-size:18px;line-height:38px;letter-spacing:.01em;color:#090251 !important;}.gfield-choice-input{position:absolute;top:4px;}.gfield_checkbox a{color:#090251 !important;position:relative;}.gfield_checkbox label{margin-left:38px !important;}.gfield_checkbox a:before{content:" ";display:block;position:absolute;top:100%;width:100%;height:1px;background:#090251 !important;}.gfield_checkbox input[type="checkbox"]:before{content:"";cursor:pointer;display:block;border:1px solid black;width:22px;background:white;height:22px;}.gfield_checkbox input[type="checkbox"]:checked:after{content:"✓";cursor:pointer;position:absolute;top:50%;transform:translatey(-30%);left:6px;}.gform_legacy_markup_wrapper li.gfield.gfield_error,.gform_legacy_markup_wrapper li.gfield.gfield_error.gfield_contains_required.gfield_creditcard_warning{background:none !important;padding:0 !important;border:0 !important;}.gform_legacy_markup_wrapper ul.gform_fields li.gfield,.gform_legacy_markup_wrapper li.gfield_error input:not([type=radio]):not([type=checkbox]):not([type=submit]):not([type=button]):not([type=image]):not([type=file]),.gform_legacy_markup_wrapper li.gfield_error textarea{padding-right:0 !important;}body .gform_legacy_markup_wrapper.gform_validation_error .gform_body ul li.gfield.gfield_error:not(.gf_left_half):not(.gf_right_half){max-width:100% !important;}.gform_legacy_markup_wrapper .gform_footer input.button,.gform_legacy_markup_wrapper .gform_footer input[type=submit]{border:0px !important;}div[data-elementor-type="footer"] .elementor-nav-menu--main .elementor-item{width:fit-content;}.e--pointer-underline .elementor-item:after{height:1px;}.gform_legacy_markup_wrapper .top_label .gfield_label,.gform_legacy_markup_wrapper legend.gfield_label{color:#090251;}.elementor-posts .elementor-post__card .elementor-post__thumbnail{border-radius:20px !important;}.elementor-posts__hover-gradient .elementor-post__card .elementor-post__thumbnail__link:after{border-radius:20px !important;}.jet-team-member__name .jet-team-member__name-first,.jet-team-member__name .jet-team-member__name-last{font-size:21px !important;}.jet-team-member__desc{max-width:200px;font-size:14px !important;line-height:1.3 !important;}.elementor-widget-container .elementor-post__text{margin-top:43px !important;}.elementor-post__excerpt{padding-bottom:50px;}.elementor-widget-container .elementor-post__thumbnail__link{margin-bottom:-10px !important;}.elementor-post__read-more{position:absolute;bottom:0;}.page-numbers.current{display:inline-block;width:28px;height:36px;line-height:36px;left:684px;top:1749px;background:#090251;}@media (max-width: 1024px){.timeline-item__card-content{text-align:left;direction:ltr;}.jet-timeline--align-center .jet-timeline-item .timeline-item__card-arrow{margin-right:calc(-20px / 2);margin-left:unset;left:unset;right:0px;}.jet-timeline--align-center .timeline-item__point{margin-left:20px !important;margin-right:0;}.jet-timeline__line{display:none;}}h3{color:#090251;}@media (max-width:768px){.elementor-kit-584 h1{font-size:40px !important;}.post-content-custom h3{font-size:22px !important;line-height:36px !important;}.post-content-custom h4{font-size:20px !important;line-height:32px !important;}.post-content-custom h5{font-size:18px !important;line-height:32px !important;}.post-content-custom blockquote p{font-size:18px !important;line-height:32px !important;}.post-content-custom span{font-size:18px;line-height:1.4;}}@media (min-width: 1124px){.elementor-posts .elementor-post__excerpt{min-height:124px;}.testimonial-blue .elementor-widget-container,.testimonial-blue .elementor-widget-container>.elementor-swiper{width:fit-content !important;margin-left:auto !important;margin-right:auto !important;}}@media (min-width: 861px){.shuff-column{overflow:hidden;position:relative;top:50px;right:-20px;}}@media (min-width: 767px) and (max-width: 1024px){.shuff-column{overflow:hidden;position:relative;top:50px;right:-60px;}.elementor-2 .elementor-element.elementor-element-a77131e img{position:relative;right:30px;}}.elementor-posts--thumbnail-top .elementor-posts--skin-cards:not(.elementor-posts-masonry) .elementor-post__card,.elementor-posts .elementor-posts--skin-cards:not(.elementor-posts-masonry) .elementor-post__card{border-radius:20px;}@media (min-width: 768px){.post-content-custom h2{font-size:40px !important;line-height:52px !important;}.half-column{max-width:627px;margin-left:auto;}.background-image-shuff img{position:absolute;left:-10px;}}@media (max-width: 767px){html>body .elementor.elementor-location-header .elementor-widget-wrap .elementor-nav-menu__container.elementor-nav-menu--dropdown{margin-top:26px !important;}}.jet-team-member__name-first,.jet-team-member__name-last{font-weight:600 !important;}.single-post .post-content-custom a{font-weight:bold;text-decoration:underline;}@media (max-width: 1244px){.elementor-section-wrap .elementor-nav-menu--main .elementor-item,.elementor-section-wrap .elementor-button-wrapper .elementor-button{font-size:14px !important;}}@media (max-width: 480px){.elementor-column.elementor-element-7b231b7{min-height:320px;}}.elementor img.wp-image-7568,.elementor img.wp-image-7471,.elementor img.wp-image-7277{display:none;}