Month: January 2026

From 1 July 2025, the Superannuation Guarantee (SG) increased to 12%, meaning your employer is now required to contribute 12% of your earnings into your superannuation. While the change itself may appear modest, its impact on your long‑term retirement savings can be surprisingly powerful. The SG represents the minimum amount employers must contribute to super on … Read more

For many Australians, retirement doesn’t happen overnight. Instead, it’s a gradual shift – working a little less, enjoying more personal time, and preparing financially for the years ahead. A transition to retirement (TTR) strategy is designed to support exactly that kind of change. Once you reach your preservation age of 60, a TTR strategy may allow you … Read more