Navigating through the growing ETFs maze. With so many ETFs of all shapes and sizes now available on the market, finding the right one to invest in can sometimes be a difficult choice for investors. Below are a few suggestions on what to look out for when choosing ETFs. Align to allocation First and foremost, … Read more
The time has come. You’ve worked hard over the years contributing to your superannuation to build up your retirement savings. Now you need to think about the best way to convert your savings into an income stream that replaces your regular pay cheque. Here are six ways you could generate a steady and reliable source … Read more
Generally, you can, but there may be other things to consider. When you access your super at retirement, depending on your age and personal circumstances, your super fund may ask you to sign a declaration stating you intend to never return to work again. However, there could be compelling reasons as to why you might … Read more
In recent times, there’s been a shift by Australian policy makers to encourage innovation when it comes to retirement income streams. Overall, this move is a recognition of two key facts: We’ve done a great job of accumulating wealth for retirement, but The system hasn’t really helped Australians use their assets in the best way. … Read more
The latest rise in the Age Pension rate still falls short of what many people may need to have a modest lifestyle in retirement. Around 2.58 million Australians received a 1.78% government Age Pension payment boost on March 20 as part of Centrelink’s twice-yearly indexation review. They included the 1.76 million people who receive a … Read more
For some Australians, retirement is everything they were promised. Indeed, those retiring today may be healthier than any comparable generation in history. Social researcher Bernard Salt calls ages 65-85, “The Great Contentment”.1 However, retirees and pre-retirees often face a wall of worries. In the earlier decades of our working lives, most Australians are focused on … Read more
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Emmerson Financial Group Pty Ltd ABN 50 548 535 911 trading as Blue Financial as Trustee of the Emmerson Family Trust is an Authorised Representative and Credit Representative of AMP Financial Planning Pty Limited ABN 89 051 208 327 Australian Financial Services Licence 232706 and Australian Credit Licence 232706.
