Retirement Planning

Retirement Planning

Advice to be ready for retirement

Your success in retirement is important to us. We listen and take the time understand the lifestyle you would like to have.

Once we understand your goals we apply our knowledge and expertise to formulate a plan that is unique to your needs. 

Our financial planners in Ballarat want to help you live your ideal life!

THE VALUE YOU WILL RECEIVE

We filter through the noise and information overload. Pointing you in the right direction.

We take the worry away by knowing when to be concerned and when it is a false alarm.

We give you the power and confidence to make meaningful and informed choices.

We aim to reduce any unwanted anxiety about your future, giving you the ability to sleep soundly at night.

We want you to have more freedom to do what you want, when you want, without any worry.

PROVEN STEPS WE ALWAYS FOLLOW

INVEST

We invest your money following a disciplined approach rather than trying to outwit the market.

TAX MINIMISATION

We reduce your tax payable though the different structures and strategies available.

SUPERANNUATION

We choose the best super fund for you (i.e. low fees / quality investment options). This could be an INDUSTRY super fund or RETAIL super fund.

AGE PENSION

We maximise your Age Pension though the different strategies available to us.

LONGEVITY RISK

We make sure you don’t run out of money by having exposure to quality growth assets.

MARKET RISK

We make sure you avoid having to sell down growth assets in a market correction by having adequate defensive assets.

INFLATION RISK

We make sure your income year on year keeps pace with rising expenses.

Our financial planners will ensure you understand all aspects of your retirement planning strategy.

Our Process

If you have never spoke with a financial planner before this is the best place to start. Please take advantage of our complimentary  no-strings-attached introductory chat. We will give you an insight into how to best become retirement ready. 

Step 1
DISCOVER
We take the time to understand your current financial position, along with your personal goals & ambitions
Step 1
Step 2
SOLUTIONS
We identify which financial strategies to utilise that will put you on the path to achieving your goals, ambitions & ideal life
Step 2
Step 3
UNDERSTANDING
We present to you the financial strategies that will best put you on the path to you achieving your ideal life and all that is important to you
Step 3
Step 4
ACTION
Once agreed which strategies are to be deployed we implement the plan on your behalf
Step 4
Step 5
PROGRESS
One thing is certain, and that is change. Whether it be change in legislation, interest rates, investment markets, or your goals and objectives. We regularly review the performance of your strategic plan to ensure it continues to meet your objectives
Step 5